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Full Article: Benefits of Structured Settlements When faced with a decision about having a structured settlement, or going with a one lump sum payment, there are a few things to remember. In some areas, it�s found to be better to have the structured settlement. Here are the benefits of choosing the structured settlement. 1. The money from a structured settlement is not liable for taxes. 2. When you receive money over a period of time, instead of all at once, you don�t usually have to worry about the people who go after those with a lot of money. 3. Recipients of structured settlements don�t usually have the problem of where to invest the money. They are using it for their day-to-day living expenses. 4. Very often, when a structured settlement is offered, there isn�t a worry about having to go to court. It�s usually settled out of court, and the person who is being offered the structured settlement saves court costs. The lure of a big sum of money makes people really consider selling their structured settlement for cash. But as we have seen, the structured settlement can really be the better of the two choices. Often times, when people have a big sum of money they forget that the money isn�t going to last forever. They going on a spending spree and the money is gone before they know it. With a structured settlement, you are sure to have money for the future and there isn�t the worry about spending it all at once.